Legal Notice
You are currently connected to the site of QUICK KREDIT
Trade name: QUICK KREDIT
Public limited company with capital of: €10,000,005.
Headquarters: Piazza del Gesù, 00186 Roma
Approval no.: (RM) no. 495 193 849
QUICK KREDIT ACTIVITIES
Since September 26, 2001, QUICK KREDIT is authorized to consent to the following operations:
Granting of consumer loans, in the form of depreciable loans only (no revolving loans) for private customers.
Marketing of optional insurance policies to its clientele of borrowers, in its capacity as agent of insurance intermediary, covering the risks of death-disability-loss of employment
Receipt of funds repayable to the public in the form of term deposits (Germany, France, Denmark, Estonia, Netherlands, Austria)
Reception-Transmission of orders (RTO) on behalf of third parties, non-guaranteed investment relating to debt securities and investment advice
Les offres de QUICK KREDIT, accessibles via la version française de son site, are reserved:
For consumer credit: to a clientele of solvent major individuals;
For the investment product: to a clientele of "professional" investors within the meaning of article D533-11 of the Monetary and Financial Code and having an account domiciled in a banking establishment in the European Economic Area.
QUICK KREDIT SA is a member of the Deposit and Resolution Guarantee Fund (FGDR) and contributes to the Single Resolution Fund (FRU).
The deposits collected by QUICK KREDIT in the form of term deposit accounts and the securities it holds are covered by guarantee mechanisms managed by the FGDR under the conditions and according to the methods defined by the Article L. 312-4 and following of the Monetary and Financial Code.
FINANCIAL SECURITIES - WARNING
QUICK KREDIT draws the attention of users wishing to invest, and warns them, in general, of the risks associated with an investment in financial securities, namely the risks of risk, volatility , liquidity and capital loss. The investments offered by QUICK KREDIT not being guaranteed in capital, investors are exposed to a partial or even total loss of the capital initially invested.
Before placing any order, QUICK KREDIT recommends consulting the information relating to the financial securities, the transactions concerned as well as their characteristics and possible risks, available among others on its site._cc781905- 5cde-3194-bb3b-136bad5cf58d_
In the event that QUICK KREDIT provides investors with advice, information or recommendations, QUICK KREDIT cannot be held liable with regard to the profitability of its advice. , information or recommendations. QUICK KREDIT recommends carefully reading the “risk factors” section of the FCT QUICK KREDIT Supplementary Regulations
The QUICK KREDIT investment product, without capital guarantee and with limited liquidity, is intended for professional investors within the meaning of article D533-11 of the Monetary and Financial Code.
Categorization as a professional client entails a lower level of protection than the status of non-professional client. QUICK KREDIT is free to accept or refuse to categorize potential investors as professional clients based on the assessment of their competence, experience, financial knowledge and financial capacity to absorb a loss .
RECEPTION – TRANSMISSION OF ORDERS
In the event of a malfunction of the order reception system, QUICK KREDIT informs customers as far as possible of the nature and foreseeable duration of the malfunction as well as the possible award methods.
MANAGEMENT OF CONFLICTS OF INTEREST
In accordance with the regulations in force, QUICK KREDIT has implemented and maintains a policy for detecting and managing potential conflict of interest situations.
COMPLAINTS
Borrowers, investors, in case of complaint send us an email. We are committed to answering you.
PROFESSIONAL ALERT REPORTING SYSTEM
In accordance with law n° 2016-1691 of December 9, 2016 relating to transparency, the fight against corruption, and the modernization of economic life, known as Sapin 2, QUICK KREDIT has set up a whistleblower protection system
PERSONAL DATA
Data processing is described in our Terms of Use.
For any question relating to our policy or your personal data, you can send us an email.
You will find below the list of companies located outside the European Economic Area to which we may transfer some of your personal data:
INFORMATION AND NEWSLETTERS
In order to keep you informed of our news and the advantages that you can benefit from, you will be able to receive offers from our company by electronic means (email or sms). If you do not wish to receive offers and information from QUICK KREDIT, you can oppose it when you request it, or update your preferences at any time by going to your customer area – “My subscriptions” section._cc781905- 5cde-3194-bb3b-136bad5cf58d_
COOKIES
What is a cookie ?
A cookie is a file downloaded to your computer, tablet or mobile when you access a site. Cookies make it possible to store and retrieve information about your browsing habits, the device from which you are browsing and, depending on the information they contain, may allow you to be recognized as a frequent user or customer.
What types of cookies exist on our site?
• Technical cookies: they allow the management of activities strictly related to the operation of the site. Use them anonymously for statistical purposes (number of page views, time spent on the site, etc.) or to offer you an optimized experience (browsing language, detection and correction of an anomaly on a specific browser, etc.).
How to delete cookies?
If you wish, you have the possibility at any time to block the use of cookies, in the settings of your internet browser (usually in the security and confidentiality section).
SECURITY
It is recalled that the secrecy of private correspondence is not guaranteed on the Internet network. Furthermore, it is up to each Internet user to take all appropriate measures to protect their own data and/or software from contamination by any viruses circulating on the Internet.
The identification and authentication of the customer, necessary among other things to access their accounts and contracts as well as to carry out operations and transactions, will be carried out in any case by entering the email with which the customer registered. and a password (hereinafter the "Keys"). These Keys being personal and confidential, any order transmitted or any operation carried out using them will be deemed to have been made by the Client, who will bear all the consequences. Thus the Customer acknowledges that the validation after entering the Keys will be worth on his part unreserved acceptance of the content of the pages browsed and the characteristics of the validated operation, and will be understood as a signature having, between the parties, the same value as a handwritten signature.
The messages and documents sent via the QUICK KREDIT website are strictly confidential and are reserved for their recipients.
QUICK KREDIT declines all responsibility for any alteration or falsification likely to affect the messages transmitted.
For operational security, customer communications with the QUICK KREDIT server are fully encrypted using the SSL protocol. This protocol is based on a server certificate signed by the CERTPLUS certification authority. This security is materialized by a padlock which is displayed in the customer's browser window and which guarantees at all times that he is in communication with the secure server of QUICK KREDIT
Finally, all telephone conversations with an advisor are likely to be recorded by HPINVEST FINANCE, for reasons of quality of service and management of evidence.
CAUTION
The conditions of use of the site and the legal warning being regularly updated by QUICK KREDIT QUICK KREDIT invite all Internet users to consult them regularly. The current versions of the terms of use of the site and the legal warning are binding on any Internet user of the QUICK KREDIT site
Anyone wishing to have one of the products or services presented is invited to read the information available online and/or to contact QUICK KREDIT Customer Service, to be informed of all the characteristics and subscription conditions of the products and services. Indeed, access to the products and services described on the QUICK KREDIT website may be subject to restrictions or exclusion with regard to certain persons or in certain countries, in particular due to legal or regulatory constraints and/or specificities and/or risks. Additional information can be provided to you by Customer Service.
The texts, photos, images, drawings and sounds, and more generally all the elements contained in the site are protected by copyright. Any reproduction, partial or total, is strictly prohibited.
QUICK KREDIT may terminate access to the site at any time, upon simple notification, following any breach of these conditions by a customer. QUICK KREDIT cannot be held liable in the event of such a decision. Notifications can be sent by any means, including by messaging on the QUICK KREDIT website.
The applicable law is French law, the language used is the French language and the competent courts are the French courts.
SERVICES
Access to all of the site's services remains subject to normal use of online services, as well as the absence of event(s) not attributable to QUICK KREDIT _cc781905-5cde-3194-bb3b -136bad5cf58d_such as force majeure, malicious act(s), interruption(s) of electronic and/or telephone communications, total or partial unavailability of the server for any reason whatsoever or misuse